The Challenges.

16:02 Pi is the new bitcoin 1 Comments

The decision to build the house also comes with a lot of other challenges. Building a new house is an expensive task and frankly speaking we never thought of spending so much amount of money on a house. But when you like something, especially a house, you just go for it, no matter the challenges.
The challenges are tough, we barely have enough to be able to get the house loan from the bank. After nearly 7-8 meetings with the bank, and trying to squeeze out the initial amount from where ever possible, we finally managed to get the approval for the house loan from the bank.



Next we need to get into cost-cutting phase as we need to save on the current expenses in order to be able to manage and save some money for when the house is ready, so that we can buy some furniture and also start paying off the house loan as soon as possible.
Currently it is just one income source in our family, me. My wife is still finishing her course to become a professional chef, and hopefully she should have a job next summer, well before our house would be ready to move in. So for now we need to cut all unnecessary costs and save as much as possible.
The first thing that comes to our mind for cost cutting is the rent of our current apartment. We live in a very nice locality in Karlskrona. Our apartment is quite big, has a very nice view of the sea,  is close to the market, schools, bus stop, etc... Here are some pics from our current apartment.








But all this convenience comes at a hefty price as well. A similar apartment, a little far away and with not so good views, comes at half the price of the rent that we currently pay. So the first priority is to find another cheaper apartment where we shall stay until our house is ready and save the cost on the apartment rent. And it is not going to be easy, as we are currently used to a very nice lifestyle.

I know it is going to be difficult and whenever there are difficult situations faced I just remind myself of this...

1 comments:

Unknown said...

You will be definitely achive your aim as your thinking is on right way .Our best wishes are always with you. God bless you .